MÉDIA MENSAL EURIBOR 1 e 3 MESES MANTÉM TENDÊNCIA DE QUEDA!

Em Julho de 2015 as completa-se 3 meses consecutivos com a Euribor a 3 meses em terreno negativo, o que quer dizer que todos os financiamentos indexados a esta taxa, passam a ter uma Taxa Anual Nominal (TAN) inferior ao Spread contratado!
Sendo que a tendência de descida se mantém nos prazos mais curtos, 1 e 3 meses, na de 6 meses mantém os 0,049% e na de 12 meses sobe ligeiramente de 0,163% para 0,167%.
simular crédito habitação

simular crédito habitação

Médias mensais da Euribor (cálculo a 360 dias)
 1 mês3 meses6 meses12 meses
Jul’ 15-0,071%-0,019%0,049%0,167%
Jun’15-0,063%-0,014%0,049%0,163%
Mai’15-0,050%-0,010%0,057%0,165%
Abr’15-0,029%0,005%0,073%0,180%
Mar’15-0,010%0,027%0,097%0,212%
Fev’150,000%0,048%0,126%0,255%
Jan’150,005%0,063%0,152%0,298%
Dez’140,023%0,081%0,176%0,329%
Nov’140,010%0,081%0,182%0,335%
Out’140,008%0,083%0,184%0,338%
Set’140,018%0,097%0,200%0,362%
Ago’140,085%0,192%0,292%0,469%
Jul’140,096%0,205%0,305%0,488%
Jun’140,153%0,241%0,333%0,513%
Mai’140,259%0,325%0,417%0,592%
Abr’140,253%0,330%0,430%0,604%
Mar’140,232%0,305%0,407%0,577%
Fev’140,224%0,288%0,387%0,549%
Jan’140,224%0,292%0,396%0,562%
Dez’130,214%0,274%0,371%0,543%
Nov’130,132%0,223%0,327%0,506%
Out’130,128%0,226%0,342%0,541%
Set’130,128%0,223%0,340%0,543%
Ago’130,128%0,226%0,342%0,542%
Jul’130,125%0,221%0,336%0,525%
Jun’130,121%0,210%0,321%0,507%
Mai’130,112%0,201%0,299%0,484%
Abr’130,118%0,209%0,324%0,528%
Mar’130,118%0,206%0,329%0,545%
Fev’130,120%0,223%0,362%0,594%
Jan’130,113%0,205%0,344%0,575%
Dez’120,111%0,185%0,324%0,549%
Nov’120,109%0,192%0,360%0,588%
Out’120,111%0,208%0,412%0,650%
Set’120,119%0,246%0,484%0,740%
Ago’120,132%0,332%0,606%0,877%
Jul’120,219%0,497%0,779%1,061%
Jun’120,380%0,659%0,935%1,219%
Mai’120,394%0,685%0,970%1,266%
Abr’120,409%0,744%1,040%1,368%
Mar’120,467%0,858%1,164%1,499%
Fev’120,626%1,048%1,345%1,678%
Jan ’120,836%1,222%1,505%1,837%
Dez ’111,143%1,426%1,671%2,004%
Nov ’111,227%1,485%1,706%2,044%
Out ’111,363%1,576%1,776%2,110%
Set ’111,347%1,536%1,736%2,067%
Ago ’111,373%1,552%1,755%2,097%
Jul ’111,422%1,598%1,818%2,183%
Jun ’111,279%1,489%1,749%2,144%
Mai ’111,243%1,425%1,707%2,147%
Abr ’111,127%1,321%1,621%2,086%
Mar ’110,903%1,176%1,483%1,924%
Fev ’110,894%1,087%1,352%1,714%
Jan ’110,793%1,017%1,254%1,550%
Dez ’100,811%1,022%1,251%1,526%
Nov ’100,834%1,042%1,269%1,541%
Out ’100,784%0,998%1,224%1,495%
Set ’100,618%0,881%1,137%1,420%
Ago ’100,640%0,896%1,147%1,421%
Jul ’100,583%0,849%1,104%1,373%
Jun ’100,446%0,728%1,012%1,281%
Mai ’100,423%0,687%0,982%1,249%
Abr ’100,405%0,645%0,955%1,225%
Mar ’100,406%0,645%0,952%1,215%
Fev ’100,421%0,662%0,965%1,225%
Jan ’100,437%0,680%0,977%1,232%
Dez ’090,479%0,712%0,996%1,242%
Nov ’090,435%0,716%0,993%1,231%
Out ’090,430%0,738%1,017%1,243%
Set ’090,455%0,772%1,042%1,261%
Ago ’090,508%0,860%1,115%1,334%
Jul ’090,610%0,975%1,213%1,412%
Jun ’090,913%1,228%1,436%1,610%
Mai ’090,884%1,282%1,480%1,644%
Abr ’091,012%1,422%1,608%1,771%
Mar ’091,269%1,635%1,775%1,909%
Fev ’091,628%1,943%2,034%2,135%
Jan ’092,142%2,457%2,539%2,622%
Dez ’082,993%3,293%3,365%3,452%
Nov ’083,843%4,238%4,295%4,350%
Out ’084,831%5,113%5,178%5,248%
Set ’084,660%5,019%5,219%5,384%
Ago ’084,487%4,965%5,160%5,323%
Jul ’084,472%4,961%5,148%5,393%
Jun ’084,472%4,941%5,088%5,361%
Mai ’084,387%4,857%4,897%4,994%
Abr ’084,369%4,784%4,795%4,820%
Mar ’084,305%4,596%4,593%4,590%
Fev ’084,182%4,362%4,356%4,349%
Jan ’084,197%4,482%4,501%4,498%
Dez ’074,711%4,848%4,819%4,793%
Nov ’074,216%4,639%4,630%4,607%
Out ’074,236%4,687%4,663%4,647%
Set ’074,434%4,742%4,751%4,725%
Ago ’074,308%4,544%4,594%4,666%
Jul ’074,105%4,216%4,359%4,564%
Jun ’074,098%4,148%4,283%4,505%
Mai ’073,919%4,071%4,197%4,373%

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